Girlfriends, Fiances,and Wives of Sailors

Hello my name is Keisha and i am the creator of this group. Thanks for joining and i hope that all the advice this group gives is helpful

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  • Paige

    Hi, do you any you guys know about any websites or any other resources I can go to regarding moving to PCS & options we will have? Also, is their a way I can put my furniture in storage for the Navy to come move our things from there? All information would be great! Thank you!
  • Anti M

    The official site is move.mil.  I have heard mixed reviews.  You should call the PPO (personal property office) and ask to talk to a PCS counselor.  You can also contact Fleet and Family Services, and they can give you specific numbers to call.  You can do this even if you aren't on or near a base.

    If you have a Navy packout, they will provide up to three months free storage before delivery.  Yes, you can pack out from a storage unit, but someone with a POA must be there to sign for the shipment, someone you trust.  This is "packed by owner" so affects the damage insurance, be 100% certain you must do it that way.

    http://www.move.mil/documents/DOD/NAVSUP_PUB_490_Rev5.pdf

    This one is from WA, but still good:

    http://www.public.navy.mil/surfor/ccsg11/Documents/Guidelines_For_a...

  • Anti M

    There is a PCS group here, but it is not very active, and you're pretty much going to get the same people replying.  

  • Allison

    AntiM, you should really write a book or a very organized blog. Sometimes you have great answers to questions I haven't had to ask yet, and I worry by the time I get to that point, it'll be impossible to find your comment again on here. I feel like I should be taking notes. Just here to say you're awesome :).
  • 18gf

    hi my husband and i are getting married and he is gonna be station in port hueneme california he's moving from gulfport now.. we wanted to get a small apartment for good price. can anyone give me an idea of some good neighborhoods to look into?
  • Paige

    Hi, i've been enrolled & approved to be in the EFMP for Category 2.! My husband is suppose to get his orders changed, but Navy is telling him that either their going to take me off his orders or their going to send us anywhere that has an available spot for us. It seems as if their not accommodating to my health needs even though I'm in the program. Do any of you know about why that would happen? Also can my husband request me off his orders? & can he legally abandon me by not providing any of his money to me while were married? Thank you

  • Anti M

    Category 2 doesn't have many limitations.  But yes, they can send him to a new duty station and not you, others here have posted about that.  As for "anywhere that has a spot available", that is pretty much the way it works.  He doesn't get a preference if there are not a lot of billets to fill.  You may be in the program, but your needs will never trump the needs of the Navy.  

    Off his orders?  Do you mean request unaccompanied orders instead of accompanied?  He certainly can ask, especially if he is going overseas.  

    As long as you are married to him, he is obligated to send all BAH and FSA to you, plus half his base pay.  The Navy will come down on him hard if he does not support you financially.  

  • Paige

    He was told they weren't change his orders, their determined to keep him at a location I can't go to, so will that mean my husband & I will be separated for 4 years of his contract or can he request a move as soon as a spot becomes availible.?
  • Anti M

    His orders should not be for more than three years, and yes, he can request a hardship transfer.  Orders and his contract are two different things.  

  • Paige

    Thank you for the information! @Anti M

  • Craig

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  • Kelsie

    Are utilities included in on base housing?
  • Anti M

    Yes, except for cable.  Lincoln Housing also covers renter's insurance.

  • Allison

    Yes. With the housing we live in Great Lakes though, I think it's the top 5% of users pay extra on utilities. It's easy to avoid if you pay attention to things like turning lights off, opening windows at night instead of running ac, running the dishwasher at night, etc. They're also really helpful and can provide resources to help you be conscious of and cut back on energy, water, and gas consumption.
  • Allison

    Oh but like Anti M said, cable is not included. Internet is also not included. Both can be hooked up easily though. It is not added to your bill though as a service, maybe it's just here, but you pay for those extras separately, which could be frustrating as you do not receive left over bah, so you could end up paying more than at an apartment depending which housing option you choose. It doesn't really matter to us because my husband and I don't really watch tv, but for example, we lose about $200 a month because our rent is less than how much bah we get. Again, it doesn't really bother us though because we don't use a lot of those extras, we love our house and community, and the fact that the navy is helping us at all is worth it.

    In our housing, we could also hook up either an electric or gas dryer (in case you were wondering if yours would be compatible). It did have a dishwasher, gas stove, and fridge/freezer, but we had to purchase our own washer and dryer, which might be something to consider if you don't have those appliances already, were planning on getting rid of them, and/or are looking at apartments that already have laundry facilities.

    I know this went a little beyond your question about utilities, but I'm assuming you're going through to live in base housing or not to live in base housing battle, and these might be some other things to consider, or maybe you already did, but I'll leave it here for someone else then haha. Personally, I think the base housing is worth it, and it's really nice to be surrounded by people who are living this same military lifestyle. They can provide the biggest help, the best advice, and the strongest support.
  • Kelsie

    Allison and AntiM thanks for the info! We're getting stationed in Whidbey Island, WA and from what I've seen apartments there would take pretty much all of our bah plus utilities so I'm definitely thinking base housing is the way for us to go right now.

    The base housing there is actually off base from what I've seen and my husband said he heard of you live in base housing off base you still get bah? Is that true? He's just finishing up training in Pensacola so I don't know who hears things from but everyone on here has always had amazing info so thought I'd ask!
  • Michael

    I love base housing. It's so much worth it more then not. I live in fort story pay no utilities except tv phone internet. Close friends lots of other benefits to live on base. My auto insurance is also cheaper by 200. But it's something you have to think about
  • Anti M

    @Kelsie ... they can hear the weirdest things in A school, usually from people who don't know much more than they do.

    Civilian landlords in a military area know how much BAH is, that it public information, so they charge as much as they know you can pay.  

    Looks like a company called Hunt has taken over Forest City properties.  

    http://www.northwestmilitaryhousing.com/

  • Paige

    Hi all of you.! Do any of you guys know how it works if my husband goes to a duty station temporarily while his orders get changed, who gets the BAH.? Me & my son or my husband.? Does the Navy take care of us both financially or is that something my husband & I have too work out.?
  • abuon18

    Paige, he should get BAH in the amount according to where ever his dependents are living if it is an authorized geo-bachelor situation. In any case, he receives BAH as a direct deposit when he gets paid twice a month, all of his allowances are lumped together and included in his pay. He gets paid half of the month on the 1st and the other half on the 15th. It will go into whatever bank account he set up his direct deposit for his regular pay to go into.
  • abuon18

    Half of the BAH on the 1stime of the month and the other half of the 15th, sorry!
  • garden gal

    Kelsi, my son and DIL live in base housing at Whidbey. They absolutely love it. The housing areas are "off base" but are fairly large communities. There are several so if you are offered a choice I can ask them which is preferable. Civilian housing is fairly expensive so the BAH doesn't go very far if you chose that. Some people live up to an hour away and commute to get affordable civilian housing. Also several squadrons are relocating to Whidbey in the next year so the housing market will only get tighter. They advise military housing if there is an opening. 

    I went to visit in early July and it is a very beautiful place to be stationed. Temperate climate and they are in the rain shadow of the Olympia mountains so not as much rain as you would expect for the Pacific northwest.

  • Kelsie

    Alright so plans have changed (I'm shocked I thought plans never change in the military!) but we found out today my husband is not going to Whidbey, he's being deployed. I've decided to stay in my home town with my family until he gets back. I can do that right? My husband seems to think I have to move even though he won't be there. Any advice is more than welcome.
  • garden gal

    I am pretty sure you can stay in your hometown as long as he is deployed.  Will he be on a ship or an unaccompanied OCONUS (no need to be specific about where)?  Your BAH will be based on where you live - not where he is based - or so I understand. :).  Here is a link to calculated the BAH amounts based on zip code

    http://www.defensetravel.dod.mil/site/bahCalc.cfm

    sorry - I don't know how to make this a clickable link

  • garden gal

    Actually, if he is on a ship you might get the lower of his assigned base location or your location - I'm not sure. If he is unaccompanied OCONUS then you get the amount for yor hometown.

  • abuon18

    Kelsie, when he's deployed you don't have to live at his duty station. I have lived in a different location from my husband's duty station before when he was deployed and it is very common for a spouse to move back home. I actually stayed at our previous duty station because he had to report to his new duty station, go underway for 3 weeks that week, come home for 5 days then he deployed for what was supposed to be 8 but turned into 10. So you don't even have to stay home, you can live where ever you want- if you're in school or working somewhere and don't want to leave. His ship has to approve it (which they will) and you will get BAH for where you are living. You DO however need to turn in a copy of your lease agreement, so if you're living at home, with your parents for example and not really paying rent, you will have to draw up a lease agreement (really easy to find templates online, I have used them before for roommates and I also work for Realtors and property managers) indicating some amount of rent you are paying them (even if it's just $200). But they do require it, and if he is deploying through the new year you'll have to submit it again right before the new year to update the paperwork for 2017. You can PM if you want more specifcs.
  • Lindsey

    Hi everyone! My husband just left today to head to our first duty station, Newport RI. Does anyone know how long the wait usually is for on base housing? Has anyone been there before, and did you like it/ pros & cons? Thanks so much!!!
  • sailormaid

    I don't know anything about the Naval aspects of Newport but it's a beautiful New Englad beach town. (My husband and I went to college in Providence so we've spent a lot of time there.) We're actually moving there in October for his A-school and looking for an apartment off base. I have some contact info for realtors in the area; if you're interested, PM me!
  • 18gf

    how long does it take for bah to get approved ?
  • Anti M

    If things go well, two pay cycles, about a month.  If someone screws up the paperwork, then a couple months.  Sailor should be checking after a month, stay on top of it.  Be annoying.

  • Wildcat_girl

    @anita do they back pay bah?
  • abuon18

    Wildcatgrl.... yes they back pay BAH but you have to make sure it's included when it's supposed to be. Mistakes happen and if something like that slips by, they are not quick to pay up without prodding.
  • Wildcat_girl

    Question: USAA or Navy federal?
    Pros? Cons?
  • Anti M

    They are both very good.  NFCU has more overseas locations.  We have been using NFCU a very long time, and have kept it for our Navy retired pay and VA.  Easy online banking, good credit rates.  
    Lots of people also like USAA, and they carry decent insurance too.

  • Paige

    Hi, do any of you know about base housing in Norfolk, VA? I have submitted my application several days ago & I haven't recieved a call or email back about whether their is base housing availible or not. How long does it take to get a response? Thanks!
  • Michael

    Call them. You may have not heard because they don't have everything. But call them on the phone
  • Paige

    Hi you all, do any of you know about any programs in Navy that assist with helping the rent costs, downpayments or security deposits or any program similar..ect ect We have orders to move to Norfolk. All & any information is appreciated. Thanks!
  • Michael

    If you live in base housing you don't have to worry about any of that. If you rent off base housing you are on your own they will pay the sailor his BHA and that's it. You don't get any extra assistance. My wise words of this is your first like it was ours do base housing. Contact Lincoln military housing or contact fort story housing and they will set you up with housing and you won't have to worry about paying rent or deposits it will be taken right out of his or hers check.
  • Michael

    757-962-3511 Fortstoryhomes.com
  • Michael

  • Brooke

    This may be a stupid question but I thought I'd still ask. My husband's ship is being sent to dry dock in Newport News, Va at the beginning of the year. Since this isn't a base there is no base housing. I've been looking at places to rent but Newport News and Hampton aren't the safest/nicest cities. There are a couple non-Navy bases in the area, like Langley AFB (there is one Navy base but it would be a kinda long drive). So my question is does anyone know if the military bases open their housing to multiple branches (ex. Afb allowing Navy service members) I know there are joint bases but what about just "regular" bases? Or are families with service members working on ships in dry dock just out of luck, stuck with either a long commute or living off base?
  • Michael

    You can live on any military base as long as there is room we live on a army base/ marine base in Virginia beach and love it
  • Michael

    Brooke one last thing my husband has been in dry dock for 2 months it take home 20-25 to and from work everyday. That's from Virginia beach has zero traffic because he musters everyday at 0530 everyday so there are no cars on the road at 0500 every morning. My husband told me this look for homes that are safe. Safe for you and our daughter don't worry about my commute. A friend of ours takes just as long to get to work and live 2 miles from Norfolk because of the traffic where he is located is so freaking bad. I love our home it's right on the beach and only military can be here so it's quite. Take info from everyone and make your best descion on your needs
  • Brooke

    Thank you everyone for your replies, I will definitely take everything into consideration while we look for a home!
  • Paige

    Hi, does anyone know about discharge & benefits? Like if a service member gets discharged does the Navy support the dependents or help in any way & can you switch from Active Duty to Reserves before your contract end date? Thank you
  • Michael

    As far as I know once you discharge your done but it also depends on what kind of discharge. If its dishonorable discharge he also loses the pension. Health insurance will end unless you pick up Cobra but you have to pay for it. If you go into the reserves benefits are a little different higher deductibles higher co-pays I know this as my father was a reservist and is not retired with 25 years. You have to have the years in to get the health care. I do not believe you can switch from full time to reserve you must serve your contract. He should go talk to the Chaplin to get more info. They have all that stuff available to all sailors. When we don't know I make my husband go talk to the Chaplin.
  • Anti M

    No, he cannot switch to reserves, although he might be able to re-enlist for a reserves contract.  The health benefits go away for dependents of reserves, except for a paid plan through Tricare (monthly premiums required).  The VA picks up benefits for active duty who have served over a certain amount of time, and have a medical or honorable discharge. As far as I know, dependents get nothing unless the serve member retires with 20 years of service.
    There is COBRA to cover the medical insurance gap, but it is expensive.

  • Paige

    Hi, how does the Navy move your household furniture? We have orders to Norfolk,VA & our furniture is in a storage unit in a different state! Can Navy move us still? How much would it cost or how does everything work? Thanks!
  • Michael

    Paige. Your answers can be solved if you call them. Your husbands orders should have numbers if not call the navy they will tell you. Now you will have to choose which place you want your personal belongings picked up as they will only pick up from one place on there dime. You would have to pick up the rest. Now also when they send a truck to your house to pick up your belongings you are not the only one on that truck they most likely have 2 other sailors stuff on that truck that's how it works. They go to more then one sailors house. But your husband should make the phone calls and find out it's not that hard mine did and then when he could not have got me the phone numbers and I did. It's very easy to do. They told me if I went over our alloted amount it is $100 for every pound over and a E 3 is allotted 6000 pounds from one point of origin.
  • Michael

    Also Paige look for a place in Norfolk. I tell everyone to stay in base housing the first time especially now since congress will be voting in the next few months on reducing BHA by 20% and they have the votes to do it to reduce cost. If it passes and you love off base you will have to make that money up some how out of your monthly pay since you won't have enough to cover your rent if you love off base if you love on base you have nothing to worry about. Example you rent off base find a place for $1000 your power bill runs you $150 a month so that $1150 of your BHA and say your BHA is $1200 a month so you think your saving $50 a month for you to do what you want with. The government passes the reduction 20% minus your $1200 a month is now $950 a month of BHA so now you have to take money from his pay to make up the difference and if he makes $1200 a month like my husband does after taxes and deductions that's going to kill you. Now if you live on base you never have to make up the difference the base housing eats it