husband is @ basic wondering when/if I will b getting money in bank?

[navywife4life2009]

My husband is @ basic.
He has been there about a wk.
I was wondering when or if I will b getting the BAH money?
I really need it soon to pay bills we have coming up.
Someone told me that he does not get anything until he graduates basic.
Is this true?
Please any info will help!
I need to know so I can figure our what to do.
Thank you!

[Anti M]

The BAH takes several pay cycles to kick in, so it seems like they don't get it until they graduate. Six to eight weeks is normal, sometimes it is faster. The payment should be from the day he swore in, so the first BAH should be a bit larger than normal.

if you have bills, contact the creditors and landlord and let them know he just left for basic training and ask them if they can defer payment for a month or two. Many are willing to help if you ask. For small emergency amounts, you can ask to borrow from Navy Relief through their Quick Assist Program. It will have to be paid back, and the amount is small, but it may help for now. I put in the link for you.

http://www.nmcrs.org/

[BunkerQB]

Best of luck. Please take advantage of any information you can gleam off the internet about managing your finances. It appears that you are aware of things. Don't get sucked in by quickie-cash-today schemes. Typically, the interest rates are astronomical and there are huge penalties if you don't pay up on time - you might end up paying lots more than you originally owe. Be careful. Read the fine print. Know the difference between credit and debit cards. I am a mother with two young adults. My sailor is 25. He is so responsible, he saves lots of money every month. His 21 year old brother (going to college) is a delight but has given me lots of gray hair. Let give you an example, to illustrate. Our younger son has a checking account, a debit card (ATM) and a credit with a limit around $1000. Whenever he uses his debit card (because the bank is not local), there is a small fee ($1.00) to use it. At first, he would withdraw huge amounts because he didn't want to pay this fee - so he is walking around with lots of cash (not a good idea). So I told him to talk out $75 to $100 at a time. Most student eateries will take ATM, so he can use his card directly. Unfortunately, sometimes he does not check what his balance is. If his balance is below zero, the credit amount will cover the ATM charge but again, there is a $10 fee associated with this per occurrence and a $35 charge is he exceeds his credit card limit. So last month over a period of 7 days he spent $ 109 on food at various places, he was charged $140 in fees because he had not bother to check his balances.