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I'm Shipping off June 27th ! ... I am trying to have my 11 General Orders memorized & chain of command as well as my running down packed before ship off but all I have memorized are my sailors creed, chain of command from E7 down to E1 can anyone give me any sudgestions ..I am getting more and more nervous ... also on another note If their are any navy moms could you give me some advice as to how you dealt with being away from your child !!! thank you in advance...

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Paging Craig!  He has a great study aid for the 11 General Orders.

Lemon - That post was one of the most funniest ones I've see in a while.  I totally love Anti's comment.   "Yelling at the top of your lungs"...  

Are you going active or reserves?  Also you are married? Reason I am asking is per the insturction, if you are a single parent and going active duty you MUST give up custody of your child for the first enlistment (4-6 years) and if the child gets caught living with you during that time frame you will be seperated.  You will not be given extra money to live out in town so you will be living either on the ship or in the barracks once you get to your first duty station.

 

IF you are a single mom and the recruiter said anything besides what I posted, ask him to show you the instruction saying you can have your child back after all training.  He won't be able to show you the insturction as there isn't any, saying you can have your child back

I am not a single mom !! I am married and my husband is also in the military he is in the Army !! 

I don't understand how your questions has anything to do with my question ?? 

Thank you for all the advice ! 

My husband is currently enlisted in the Army and will be ETS in December. because he has found a contractor job.

My husband and I have arranged our Family Care plan for our son. 

Thank you for the ideas of the Recordable books and bear .... I have already done that for my son when my husband last deployed !! 

I have always wanted to join the military... My husband and I both feel that this is what we need to do to give our son the best future to be able to save money and buy the house of our dreams out right !!! 

we are in our 20's and have a clear plan for our Son and our family

Don't know much about the Navy rules and regulations - I always defer to Angie and Craig on those questions. However, I do know a thing or two about real estate having been in the business for 36 years.  Your statement "buy the house of our dreams out right!!!" may not make the best investment strategy - if "out right" means cash purchase without financing.  VA loan are fantastic - you can get 100% financing at very attractive rates - different geographical areas will have different limits on 100% financing - in our county in CA the max loan amount with 100% financing is 625K with the maximum loan amount of 725K - anything above 625K the downpayment must be 25% of the difference between purchase price and 625K.  You should take advantage of these low rates and get as much of a loan as you can comfortably handle.  Rates will be rising in the future.  You should put the extra in a special savings account for your son's education.

We have a 15 year fixed VA at an amazing rate... and we could have gone lower if we'd waited six more months.  Cash outright?  Not needed!  We pay less on our loan than most people do on rent.  Oh, and noting down.  Sure, it isn't our dream house, but I do love it. 

And yes, when checking these forums, the replies are often made with not just the original poster in mind, but the many people who read here for information and never post their questions. 

We LOVE our VA loan...we also have a 15 year fixed loan! 

How do you qualify for these loans ? wouldn't you have to have perfect credit ? 

Yes, credit score is important. 700+ would be good. Google VA loan in your area. Talk to a lender who has had lots of experience processing VA loans. If you score is lower than that google things you can do to up the score (pay all credit cards on time normally helps). It doesn't cost anything to talk to a realtor.  Sign up for Redfin to get an idea of what houses are going for in your area. Don't sign any "buyer-broker" agreement unless you are absolutely committed to working with that agent. Go visit some open houses.  The agent who proclaims that she/he does the most business in the area is not necessarily the best agent for you.  Fine an agent who likes working with military people and VA loans. 

Saving money - avoid buying things on credit (except for mortgage and car) if you can.  Do hesitate buying at garage sales - go to upscale areas and check out their garage sales - many get rid of things barely used. 

Limit toys for your son. Use the library - much cheaper.  Teaching your son good reading and writing skills will be one of the most important things you can do for him - because our schools are not doing an adequate job. In addition, with spell check and grammar check on almost all computer programs, many kids get away without learning how to do. BTW, if you son is smart and you and/or your husband stay in the military -  your son could be a candidate for one of the service academies (there are slots reserved for children of military personnel - world class/Ivy League quality education) - or NROTC, ROTC. 

Please forgive me if I sound "preachy" LOL.

Excellent advice.   We do have a good credit score, but that's because we always pay each and every bill on time and in full.  If we have to skip a date night or don't buy new clothes this month in order to pay the bills, then we do.  Or did, we're okay now.  Not rich, but everything is getting paid for on time.  

I have a friend with terrible credit... because he knows he can let his utilities go overdue before they are shut off.  He'll do that, so he can take his girlfriend on a weekend trip.  Or he forgets to pay his parking tickets.  Or doesn't budget for rent.  Or.... argh.  Just pay your bills on time and don't get sucked into credit cards.   (Which is funny, we use credit cards, but we're experienced and disciplined with them and pay off the balance monthly).

Hey, kids love garage sales.  My brother taught all his kids how to barter and bargain for their toys!  The adventure of finding a good deal was a family outing for them.   

Sometimes recruiters tell recruits things that simply are not true. I think that is what Angie was trying to say. My son was told (in Nov. 2010) that if he enlisted as a Reserve, he could switch to Active Duty after bootcamp. By going in as a Reserve, he would get in and out of bc faster. Well, we all know NOW that that is not true at all.

My son was 19 at the time, he did not tell his dad or me that he was even thinking of enlisting (and yes, I realize he was and is an adult and doesn't have to tell us anything), and he trusted his recruiter. We all have to learn the hard way sometimes.

By the way, thank you and your husband for your service to our country. :-)

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