I hope you all are having a wonderful day! I just have a question, me and my husband have a joint bank account and for that reason we decided that we won't get a power of attorney, which now i realize as a big mistake. He signed up for "Navy bank". Now I am worried that I won't have any access to his money and I won't be able to afford the trip to GL for his PIR.. What do you suggest we do?
Can he wire me money while he is in BC?
I guess i could drive to Great Lakes all the way from San Francisco and just sleep in my car just to be able to attend PIR.
Navy Federal Credit Union, is a great option, the can access their money from BC once they get paid. They have branches at most bases. They can even get overdraft protection. Once he gets out of BC and if it's not working out for him he could always change.
We have a Navy Federal CU near us so it is easy to give him money if he needs it.
They also have online banking that is very convinent.
I would recomend getting a power of attorney so you can take care of anything he needs. A local attorney did it for "Free" because he was joining the NAVY.
Also if he has any credit cards, you can fax his enlistment papers to the credit card companies and they will lower his interest rate to no more than 6%
He can wire money from the Navy Credit Union to your account. Make sure you send him your account ABA/ Routing number (check with your bank, sometimes it is different from your check book routing number, sometimes it's the same so make sure you ask your bank what the wire ABA number is) and your account number, in two different letters (safety reasons). You would have the money in a few hours.
It takes them a while to get their first check though and they cant just go to the bank whenever they want. Their access is very limited.
Check with your Bank, the Routing number for a Wire might NOT be the same as the number on your check, You also might want to make sure he still has the check.