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Comment by diannep on December 29, 2012 at 3:22pm

SouthCarolinaProud:  Yes, I would assume that you can go to the bank with her after graduation.  So that would be the time you can get all straight with that.   It shouldn't be a problem.  My son also went up there with another bank account (his own though)...and opened a Navy Fed acct.  He had sold his car so had no insurance payments anymore.  Once bootcamp was over and he got to A School, he closed out his other account and was only with Navy Fed.  Try not to worry about it.  It will work out.  There is a Navy Fed on RTC, according to their website.  Here is the phone number.  You may want to call them and see what will need to be done:  888-842-6328  Making your lists reduces stress!  I'm a list maker myself!  :-)

You are correct on the base info.  If her ship is based out of San Diego, for instance, she will live on the ship there when it is in port too.  My sailor is sitting next to me right now (he was honorably discharged in March)....so I just asked him.  He said that E-1 to E-4 usually live on the ship because they don't get housing allowance if single until E-5 (married do, hence the reason so many rush into marriages they probably shouldn't :-( ) .  But some do get a bunch of buddies together and rent a place if they don't want to live on the ship (not fun to live on the ship).

So If she is assigned to a ship out of that port, that is where she would stay.  Yes, every ship has its own base!  They are quite impressive.  San Diego is the largest; Norfolk VA is the 2nd largest....My son's ship was based out of Norfolk but was in the shipping yard in Newport News (still is) for long-term renovations....not sailing from late 2009 until probably early 2014.  But when I went to see him, he took me over to Norfolk base and it was magnificent to see the ships all docked there.

They can also pull shore duty instead of sea duty.  One of his A School buddies was shore duty in Norfolk.  Lived in the barracks there on base.

Now, my son just told me that although his orders were for the same ship for the whole enlistment, not all get that.  He knew of some who had orders for one ship for 2 yrs, another for 2 yrs.  They also get chances to volunteer for temporary duty on other ships if connected to one in dry dock.  There are lots of opportunities for them.  She will learn all of this!

Comment by D'sMomMary on December 29, 2012 at 1:18pm

Good questions SouthCarolinaProud! I hadn't even gotten around to worrying about all that yet!  We have four navy bases north of me (one is subs only). Wow, that would be so wonderful if he could get based there!!! 

Comment by Leisure-Ley on December 29, 2012 at 12:23pm

@SoCarolinaProud-My son is AO, She will probably know before she leaves BC what ship/base she is assigned to. While at BC they fill out a questionaire for location/type of ship etc and the Navy trys to match preference based on need-SR's list 3 choices. Each ship has a base and when not deployed that is their homebase, now with that being said if they are scheduled to be at homebase for x amount of time-they can pick up a extra assignment with another ship. But they will always have their home base. Hope that helps

Comment by Betsy, mom of Stennis sailor on December 29, 2012 at 12:04pm

Good Morning, Everyone!

Comment by SouthCarolinaProud on December 29, 2012 at 12:01pm

@ Diannep.... You are so very helpful to me with all the questions I have... Another question....ok she goes to A school finishes and graduates. Then maybe comes home for a short leave we will see, ok then lets just say for example she gets her orders and is assigned ship's company ( she is a AO) ok they assign her a ship maybe just a example San Diego:: ok so that is where she will be stationed or that is where her ship is so that becomes her home while deployed or on base right??? So when she isn't deployed she stays on that base ?? So when she returns from deployment she will always go back to San Diego??? Guess what I am asking is every ship has its own base somewhere right? So whatever ship she is assigned to then that will be where she stays unless she moves to another ship right?? Will she go from ship to ship or once she gets her orders then that is where she will stay for ever long that will be?? I need a Navy For Dummies handbook lolol. Hope I'm not asking dumb questions. Lol

Comment by SouthCarolinaProud on December 29, 2012 at 11:40am

@Diannep...... She opened up a NFCU account but didn't have her check go there yet her money has been going into her bank she has here cause I have to pay her car payment and insurance out of that for the month of Jan then once she graduates then she can close her account here and detect deposit her check into her NFCU account an pay her own car payment. When I go to PIR can me and her go to the NFCU up there together and I can open a account or either be joint on hers so that way I can still pay her insurance here she can pay her car payment online. So can I go to the bank with her after she meets back up with us after graduation to take care of all that before she leaves again???? Am I allows to go to the bank with her on base?? Don't know all the protocol about me on the base with her??? I am trying to make a list of everything I need to take care of with her when I am up there?? I appreciate all the advice u can give me about this. It's just me her and my son as a family. I'm a owner on her account here at the bank well credit union which actually I will have access to the NFCU thur COOP network.

Comment by diannep on December 29, 2012 at 10:19am

SouthCarolinaMom:  The good thing about the military is that they can keep their home address which means they can keep their title/tags/insurance on their cars in their home state it they want to.  Some may opt not to do this once stationed if it is cheaper to insure in that state. My son actually bought his car when stationed in VA, but registered it down here.  Only problem with that was....he got a couple of traffic tickets....grrrr....and FL law doesn't allow a FL driver to get points off through traffic school/legal representation when the offense occurred in another state--no way to get points off.  So that was a problem!  :-(

On the Navy Fed issue, she may get a chance to do that at some point while in bootcamp---does she have all of your info now?  Are her paycheck deposits going into the Navy Fed account now, where you cannot get to them to pay her bills?  I hope that there are no real issues until she can get you on the account.

Comment by Craig on December 29, 2012 at 12:27am

This might be good to pass on to your sailors.  It sure means a lot to me.

Comment by SouthCarolinaProud on December 28, 2012 at 11:40pm

@ Lala. My daughter signed up for a NFCU account she told me on the phone she was gonna sign me up but didn't have all the information she needed to do so, so can she do that another time for me? She still has her other regular bank she had before she left cause I pay her car insuance from her account that I am a owner of and I pay her car payment with her account while she is at BC. But she will transfer over when she can. When she finally gets stationed somewhere does she keep her car insurance and tags here in SC or does she need to change to the state she is in at the time??? How does that work with car tags and insurance???

Comment by diannep on December 28, 2012 at 11:35pm

On USAA.  I have been with them financially for 10 years.  They have been wonderful.  My father was in the service so I was entitled to be with them.  My son got too many traffic tickets....sigh.....when he arrived at his base.  Lost his insurance that he had for 5 years.  USAA was the only company that offered him insurance then, at a higher rate, but affordable.  He has had no issues with them...they have been very good. 

SouthCarolinaProud:  Navy Fed is good because credit unions have lots of perks.  My son never had a problem with them either. 

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